general liability insurance

General liability insurance is a type of insurance policy that provides protection to businesses and individuals against claims of property damage, bodily injury, and other liabilities that may arise as a result of their operations, products, or services. This type of insurance covers a wide range of potential risks and is designed to protect businesses and individuals from financial losses resulting from lawsuits or other legal actions.

Some examples of situations where general liability insurance may come into play include slip-and-fall accidents on a business property, damage caused by a product or service, and injuries sustained by customers or clients while on the premises. General liability insurance policies typically cover legal expenses, court costs, and settlements or judgments up to the policy limit.

It’s important to note that general liability insurance policies vary in terms of coverage limits, exclusions, and other details, so it’s important to carefully review and understand the terms of any policy you are considering.